DIY Budget Blueprint

Providing you with practical lessons and actionable steps to master the art of budgeting and take back control of your money to build a solid foundation for a prosperous financial future.

What It Covers?

What is a budget & how to get started

We are going to jump right in with learning all about what a budget is, and how you can get started.

Understanding your income

In this lesson we are going to talk more about your income, but most importantly, what to do if you have irregular income.

How to make your budget realistic

In this lesson, you are going to learn simple things you can do that will give you a greater chance of sticking to the budget you created in lesson #1 of the course.

What is your budget missing?

In this lesson, we are going to talk about some common expenses that you should be budgeting for, but you aren’t.

How to organize your bills and track your expenses.

In this lesson, we are going to talk about how to organize your bills & track your expenses.

How to use Cash Envelopes

In this lesson, we are going to take everything we’ve learned so far and incorporate cash envelopes into your budget!

Laila Hankir

Financial Coach

Your Instructor

I’m Laila Hankir, your guide on this empowering journey towards financial freedom and wisdom, I founded Her Wealth Academy with a singular vision: to create a space where women, just like you, can discover the strength and independence that comes with financial literacy and empowerment.

Course Curriculum

1. WHAT IS A BUDGET?
2. How to make a budget: Step # 1 (Set Goals)
3. How to make a budget: Step # 2 (Calculate your Income)
4. How to make a budget: Step # 3 (Calculate your Expenses)
5. A Zero Based Budget
6. Reflect & Update
7. Lesson 1 Summary

1. What to do if you have irregular income.
2. Action Step # 1
3. Action Step # 2
4. Are you expecting more income?
5. Lesson 2 Summary

1. Make sure your numbers are accurate.
2. Gather your financial statements
3. Use an expense tracker
4. Make sure you include long-term expenses
5. Don’t be afraid to make changes
6. Signs your budget isn’t working
7. Lesson 3 Summary

1. Gifts
2. Clothes
3. Home Maintenance
4. Medical Expenses
5. Membership & Subscriptions
6. Entertainment Money
7. Pet Supplies
8. Haircuts & Beauty
9. Lesson 4 Summary

1. Find your bill-paying station
2. How to organize your bills
3. How to organize electronic bills
4. Figure out when to pay your bills
5. The Calendar Method
6. Track when bills are paid
7. Lesson 5 Summary

1. 1. Find your bill-paying station
2. How does it work
3. How to use this method with your spouse
4. How do I use the envelopes if I make a purchase online?
5. Spending all your cash!
6. Lesson 6 Summary